I create clarity for HNW Men & Women (entrepreneurs/professionals) around dating, marriage, divorce, sex, money & entrepreneurship.
In my experience coaching hundreds of people, anytime you go against your gut (aka intuition) you will lose. Data is important to consider, but your gut often knows the path.
Talk to a mortgage specialist and borrow from a private lender, the interest rate will be more then the bank rate, but less then the rates on your unsecured credit.
Debt is nothing more than a math problem. You modify the equation (income/expenses). You modify the outcome. Simple as that.
Over 20 years in the debt relief space has shown me its nothing more than a physiological problem, once you get your mindset in check, the math problem takes care of itself.
Create value for a company, or start up a business. Either way, you need to boost your income. Big time.
If you only have $50 to your name, forget about the debt right now, focus on creating value for a company, or as an entrepreneur. Money will follow if you do it right.